/* Payday Plan — styles */
:root {
  --navy: #0e2a47;
  --navy-deep: #0a1f36;
  --teal: #0e7c6b;
  --teal-dark: #0a5f52;
  --amber: #f5a623;
  --bg: #f7fafc;
  --card: #ffffff;
  --text: #1e293b;
  --muted: #64748b;
  --line: #e2e8f0;
  --radius: 14px;
  --shadow: 0 10px 30px rgba(14, 42, 71, 0.08);
  --font: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font);
  color: var(--text);
  background: var(--bg);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; }
a { color: var(--teal); }

.wrap { max-width: 1120px; margin: 0 auto; padding: 0 24px; }

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}
.nav { display: flex; align-items: center; justify-content: space-between; height: 68px; }
.brand { font-weight: 800; font-size: 1.25rem; color: var(--navy); text-decoration: none; letter-spacing: -0.02em; }
.brand span { color: var(--teal); }
.nav-links { display: flex; gap: 28px; align-items: center; }
.nav-links a { text-decoration: none; color: var(--text); font-weight: 500; font-size: 0.95rem; }
.nav-links a:hover { color: var(--teal); }
.nav-toggle { display: none; background: none; border: 0; font-size: 1.6rem; cursor: pointer; color: var(--navy); }

/* Buttons */
.btn {
  display: inline-block; padding: 14px 30px; border-radius: 999px;
  font-weight: 700; font-size: 1rem; text-decoration: none; cursor: pointer;
  border: 0; transition: transform 0.12s ease, box-shadow 0.12s ease;
}
.btn-primary { background: var(--teal); color: #fff; box-shadow: 0 8px 20px rgba(14, 124, 107, 0.28); }
.btn-primary:hover { background: var(--teal-dark); transform: translateY(-2px); }
.btn-light { background: #fff; color: var(--navy); }
.btn-light:hover { transform: translateY(-2px); box-shadow: var(--shadow); }
.btn-nav { padding: 10px 22px; font-size: 0.9rem; }

/* Hero */
.hero {
  background: linear-gradient(135deg, var(--navy-deep) 0%, var(--navy) 60%, #14406b 100%);
  color: #fff; padding: 96px 0 88px; position: relative; overflow: hidden;
}
.hero::after {
  content: ""; position: absolute; right: -120px; top: -120px; width: 420px; height: 420px;
  background: radial-gradient(circle, rgba(245, 166, 35, 0.22), transparent 70%);
}
.hero h1 { font-size: clamp(2.1rem, 5vw, 3.4rem); line-height: 1.12; letter-spacing: -0.03em; max-width: 640px; }
.hero h1 em { font-style: normal; color: var(--amber); }
.hero p.lead { margin: 22px 0 34px; font-size: 1.15rem; color: #cbd5e1; max-width: 600px; }
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; }
.hero-note { margin-top: 18px; font-size: 0.88rem; color: #94a3b8; }

/* Sections */
.section { padding: 84px 0; }
.section-alt { background: #fff; }
.eyebrow {
  display: inline-block; font-size: 0.78rem; font-weight: 800; letter-spacing: 0.14em;
  text-transform: uppercase; color: var(--teal); margin-bottom: 14px;
}
.section h2 { font-size: clamp(1.6rem, 3.4vw, 2.4rem); letter-spacing: -0.02em; color: var(--navy); margin-bottom: 14px; }
.section .sub { color: var(--muted); max-width: 640px; margin-bottom: 44px; font-size: 1.05rem; }

/* Cards */
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.card {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 34px 30px; box-shadow: var(--shadow);
}
.card .step-num {
  width: 44px; height: 44px; border-radius: 50%; background: var(--navy); color: #fff;
  display: flex; align-items: center; justify-content: center; font-weight: 800; margin-bottom: 18px;
}
.card h3 { font-size: 1.15rem; color: var(--navy); margin-bottom: 10px; }
.card p { color: var(--muted); font-size: 0.96rem; }

/* Included list */
.included { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px 32px; max-width: 860px; }
.included li { list-style: none; display: flex; gap: 14px; align-items: flex-start; font-size: 1.02rem; }
.included .check {
  flex: 0 0 28px; height: 28px; border-radius: 50%; background: #e6f6f2; color: var(--teal);
  display: flex; align-items: center; justify-content: center; font-weight: 800; margin-top: 2px;
}

/* Pricing */
.pricing { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; max-width: 820px; }
.price-card {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 40px 36px; box-shadow: var(--shadow); display: flex; flex-direction: column;
}
.price-card.featured { border: 2px solid var(--teal); position: relative; }
.price-card .plan-name { font-weight: 800; color: var(--navy); font-size: 1.05rem; }
.price-card .price { font-size: 2.6rem; font-weight: 800; color: var(--navy); margin: 12px 0 4px; letter-spacing: -0.03em; }
.price-card .price small { font-size: 1rem; font-weight: 500; color: var(--muted); }
.price-card ul { list-style: none; margin: 22px 0 30px; flex: 1; }
.price-card ul li { padding: 8px 0; border-bottom: 1px dashed var(--line); font-size: 0.96rem; color: var(--text); }
.price-card ul li:last-child { border-bottom: 0; }
.tag {
  position: absolute; top: -14px; left: 36px; background: var(--teal); color: #fff;
  font-size: 0.75rem; font-weight: 800; letter-spacing: 0.08em; text-transform: uppercase;
  padding: 5px 14px; border-radius: 999px;
}

/* About */
.about { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
.about p { color: var(--muted); margin-bottom: 16px; }
.about strong { color: var(--text); }
.quote-box {
  background: var(--navy); color: #fff; border-radius: var(--radius); padding: 40px 36px;
  font-size: 1.12rem; line-height: 1.7; box-shadow: var(--shadow);
}
.quote-box footer { margin-top: 18px; color: var(--amber); font-weight: 700; font-size: 0.95rem; }

/* FAQ */
.faq { max-width: 760px; }
.faq details {
  background: var(--card); border: 1px solid var(--line); border-radius: 12px;
  padding: 20px 24px; margin-bottom: 12px;
}
.faq summary { font-weight: 700; color: var(--navy); cursor: pointer; font-size: 1.02rem; }
.faq summary::-webkit-details-marker { color: var(--teal); }
.faq details p { margin-top: 12px; color: var(--muted); font-size: 0.97rem; }

/* CTA banner */
.cta-banner {
  background: linear-gradient(135deg, var(--teal) 0%, var(--teal-dark) 100%);
  border-radius: 20px; padding: 64px 48px; text-align: center; color: #fff; box-shadow: var(--shadow);
}
.cta-banner h2 { color: #fff; margin-bottom: 12px; }
.cta-banner p { color: #d7efe9; margin-bottom: 30px; font-size: 1.05rem; }

/* Footer */
.site-footer { background: var(--navy-deep); color: #94a3b8; padding: 56px 0 40px; font-size: 0.9rem; }
.footer-grid { display: flex; justify-content: space-between; gap: 32px; flex-wrap: wrap; margin-bottom: 36px; }
.site-footer .brand { color: #fff; }
.footer-disclaimer { border-top: 1px solid rgba(255,255,255,0.12); padding-top: 28px; font-size: 0.8rem; color: #64748b; }
.footer-disclaimer strong { color: #94a3b8; }

/* Snapshot calculator results */
.result-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(170px, 1fr)); gap: 16px; margin: 20px 0; }
.result-stat { background: #f0fdfa; border: 1px solid #99f6e4; border-radius: 12px; padding: 18px 14px; text-align: center; }
.result-stat .num { font-size: 1.45rem; font-weight: 800; color: var(--navy); letter-spacing: -0.02em; }
.result-stat .lbl { font-size: 0.82rem; color: var(--muted); margin-top: 4px; }
.order-list { margin: 4px 0 8px 22px; }
.order-list li { padding: 7px 0; border-bottom: 1px dashed var(--line); font-size: 0.97rem; }
.save-box { background: #fffbeb; border: 1px solid #fde68a; border-radius: 12px; padding: 18px 22px; margin: 20px 0 6px; font-size: 0.95rem; color: #92400e; line-height: 1.7; }

/* Debt destroyer timeline */
.timeline { display: flex; height: 56px; border-radius: 12px; overflow: hidden; margin: 10px 0 6px; box-shadow: inset 0 0 0 1px var(--line); }
.tl-seg { display: flex; align-items: center; justify-content: center; color: #fff; font-size: 0.78rem; font-weight: 700; white-space: nowrap; overflow: hidden; text-shadow: 0 1px 2px rgba(0,0,0,.3); min-width: 26px; transition: width .25s ease; }
.tl-axis { display: flex; justify-content: space-between; font-size: 0.8rem; color: var(--muted); margin-bottom: 6px; }
input[type="range"] { cursor: pointer; }

/* Share the result */
.share-box { margin: 24px 0 6px; padding: 20px 18px; background: #f0fdfa; border: 1px dashed var(--teal); border-radius: 12px; text-align: center; }
.btn-sm { font-size: 0.85rem; padding: 10px 18px; margin: 4px; display: inline-block; }

/* Intake form */
.intake-hero { background: var(--navy); color: #fff; padding: 64px 0; text-align: center; }
.intake-hero h1 { font-size: clamp(1.8rem, 4vw, 2.6rem); letter-spacing: -0.02em; }
.intake-hero p { color: #cbd5e1; margin-top: 12px; }
.form-shell { max-width: 820px; margin: -8px auto 0; }
form fieldset {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 34px 32px; margin-bottom: 24px; box-shadow: var(--shadow);
}
form legend { font-weight: 800; font-size: 1.2rem; color: var(--navy); padding: 0 10px; }
.field { margin-bottom: 18px; }
.field label { display: block; font-weight: 600; font-size: 0.92rem; margin-bottom: 7px; color: var(--text); }
.field .hint { font-weight: 400; color: var(--muted); font-size: 0.85rem; }
.field input[type="text"], .field input[type="email"], .field input[type="tel"],
.field input[type="number"], .field input[type="date"], .field select, .field textarea {
  width: 100%; padding: 12px 14px; border: 1.5px solid var(--line); border-radius: 10px;
  font-size: 1rem; font-family: inherit; background: #fbfdff;
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--teal); box-shadow: 0 0 0 3px rgba(14, 124, 107, 0.14);
}
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.radio-row { display: flex; gap: 10px; align-items: flex-start; padding: 12px 14px; border: 1.5px solid var(--line); border-radius: 10px; margin-bottom: 10px; cursor: pointer; }
.radio-row input { margin-top: 5px; }
.radio-row strong { display: block; font-size: 0.95rem; }
.radio-row span { font-size: 0.87rem; color: var(--muted); }
.repeat-block { border: 1.5px dashed var(--line); border-radius: 10px; padding: 20px; margin-bottom: 14px; position: relative; background: #fbfdff; }
.repeat-block h4 { font-size: 0.95rem; color: var(--navy); margin-bottom: 14px; }
.add-row-btn {
  background: none; border: 1.5px dashed var(--teal); color: var(--teal); font-weight: 700;
  padding: 10px 20px; border-radius: 10px; cursor: pointer; font-size: 0.92rem; width: 100%;
}
.add-row-btn:hover { background: #e6f6f2; }
.remove-row-btn {
  position: absolute; top: 12px; right: 12px; background: none; border: 0;
  color: var(--muted); cursor: pointer; font-size: 0.85rem; text-decoration: underline;
}
.form-note { background: #fffbeb; border: 1px solid #fde68a; border-radius: 12px; padding: 18px 22px; margin-bottom: 24px; font-size: 0.92rem; color: #92400e; }
.submit-row { text-align: center; margin: 12px 0 60px; }
.form-privacy { text-align: center; color: var(--muted); font-size: 0.85rem; margin-bottom: 70px; }

/* Responsive */
@media (max-width: 860px) {
  .cards { grid-template-columns: 1fr; }
  .pricing { grid-template-columns: 1fr; }
  .about { grid-template-columns: 1fr; }
  .included { grid-template-columns: 1fr; }
  .nav-links {
    display: none; position: absolute; top: 68px; left: 0; right: 0; background: #fff;
    flex-direction: column; padding: 20px 24px 28px; border-bottom: 1px solid var(--line); gap: 18px; align-items: flex-start;
  }
  .nav-links.open { display: flex; }
  .nav-toggle { display: block; }
  .field-row { grid-template-columns: 1fr; }
  .result-grid { grid-template-columns: 1fr; }
  .section { padding: 60px 0; }
  .cta-banner { padding: 48px 28px; }
}