Get your plan — Payday Plan intake

Before you start: grab a recent pay stub and your latest statements (or banking app). Estimates are fine — just note them as estimates. List every debt, even small ones.

1. About you

Full name *

Email *

Phone (optional)

Who's in your household? (partner, kids + ages — this matters for benefits and planning)

In a sentence or two, what do you want this plan to do for you?

2. Income

Earner 1

Take-home pay per paycheck * (after tax & deductions)

Pay frequency *

Next payday date

Earner 2 (leave blank if none)

Take-home pay per paycheck

Pay frequency

Next payday date

Child / family benefits (e.g. CCB — amount per month and roughly when it arrives)

Bonuses or commissions (amount, how often, roughly when they land)

Any other regular income

3. Debts — every single one

Credit cards, lines of credit, vehicle loans, personal loans, store financing, mortgage — all of it. Click "add another debt" for as many as you have.

Special deals or deadlines? E.g. "0% interest but a big charge hits if not paid off by [date]" — common with furniture/electronics financing. Write details here.

4. Monthly bills

Every recurring bill: mortgage/rent, insurance, utilities, phone, internet, childcare, subscriptions…

5. Savings & commitments

Emergency fund saved so far

Where is it kept?

Committed savings (RESP, etc. — amount and how often)

Big upcoming expenses in the next 6 months (Christmas, annual fees, vehicle registration…)

6. Regular spending

Groceries (per month)

Fuel / transport (per month)

Guilt-free personal & family spending (per month — be honest; a plan with zero fun money is a plan you'll quit)

Anything else you spend on regularly?

7. Preferences

When it's close, which payoff style do you prefer? Highest interest firstSaves the most money overall. The mathematically optimal route. Smallest balance firstQuick wins, faster momentum. Costs a little more in interest. No preferenceDo whatever the math says is best.

Anything else I should know? (irregular income, job change coming, big purchase planned…)

🔒 Your information is private. It's never shared or sold.

Note: this is budgeting assistance based on the numbers you provide — not licensed financial, investment, tax, or legal advice.

Your plan starts here.

Earner 1

Earner 2 (leave blank if none)